Embedded accounts and instant global payouts for platforms.
Create sub-accounts for your users, accept payments, and settle payouts worldwide in seconds — without building a wallet, ledger, or signing stack. Stablecoin rails under the hood. Familiar dollars and euros on top.
A single bearer token. Server-to-server in minutes. No card-network underwriting.
- Node.js
- curl
const res = await fetch("https://api.kiip.app/payouts", {
method: "POST",
headers: {
Authorization: `Bearer ${process.env.KIIP_API_KEY}`,
"Content-Type": "application/json",
},
body: JSON.stringify({
payouts: [
{
toSubAccountId: "550e8400-e29b-41d4-a716-446655440000",
amount: "100.00",
currency: "USD",
description: "April creator payout",
},
],
}),
})
const { data } = await res.json()
console.log(data.batchId, data.partnerTransferIds)
curl https://api.kiip.app/payouts \
-H "Authorization: Bearer $KIIP_API_KEY" \
-H "Content-Type: application/json" \
-d '{
"payouts": [
{
"toSubAccountId": "550e8400-e29b-41d4-a716-446655440000",
"amount": "100.00",
"currency": "USD",
"description": "April creator payout"
}
]
}'
Start where your money flows
Three integration shapes cover most platforms. Pick the one that matches how money moves today.
Send payouts
You fund a partner account and pay users — creators, affiliates, clippers, sellers — anywhere in the world.
Build payouts →User balancesEmbed sub-accounts
Give each user their own account. Hold balances, receive deposits, move money between users with platform fees.
Create sub-accounts →Accept paymentsHosted checkout
Create a payment request and redirect the payer. Funds land in your partner account with a webhook when it clears.
Accept payments →Why developers pick Kiip
A modern payments primitive built for platforms — not retrofitted from a checkout product.
Keep going
Jump straight to the reference, or follow a guide for your platform type.